• About
  • Our Team
  • Advertise
  • Legal
  • Contact Us
Write for Us
Shout Out UK
  • Politics
    • All
    • Brexit 2016
    • Elections
    • GE2017
    • Law
    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Electric cars not enough as UK struggles in the renewable energy race

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Three million drug addicts in the Philippines: The real Narcos Netflix didn’t cover

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Legal aid declines by 84% leaving the most vulnerable without justice

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Why the Commonwealth matters more than ever

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Democracy Dashboard: The missing piece British politics desperately needs

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Campaigning for equal rights in ALL Commonwealth countries

    Trending Tags

    • Young People
    • Wikileaks
    • Women
    • Welfare
    • Theresa May
  • World News
    • All
    • Africa
    • Asia
    • Australia
    • Europe
    • N. America
    • S. America
    • United Kingdom
    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Electric cars not enough as UK struggles in the renewable energy race

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Big Tech Has Driven Unprecedented Innovation – But Privacy Matters

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Maternity Leave: What really explains the gender pay gap

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Why Do Financially Savvy People Avoid Going It Alone?

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Three million drug addicts in the Philippines: The real Narcos Netflix didn’t cover

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Smart Ways To Grow Your Income Rapidly

    Trending Tags

    • West
    • USA
    • Syria
    • US presidential election
    • Terrorism
  • Money
    • All
    • Business
    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Maternity Leave: What really explains the gender pay gap

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Why Do Financially Savvy People Avoid Going It Alone?

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Smart Ways To Grow Your Income Rapidly

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Home Time: 4 Ways To Make Life Easier When You Get Home From Work

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Your Team Productivity Starts In The Workplace

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    The Formula For Business Success: Professionalism+Productivity=Profitability

    Trending Tags

    • Advice
    • University
    • Unemployment
    • Technology
  • Culture, Travel and Sport
    • All
    • Environment
    • Health
    • Media
    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Electric cars not enough as UK struggles in the renewable energy race

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    How Doing Yoga Every Day Can Help Ease Your Body Aches

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Making Time For Inner Quiet Is Important

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    We’re Ready For Summer! But Are Our Eyes Ready For The Sun?

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Comedians Roisin and Chiara on International Women’s Day

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    The Button Poets: Changing the world one verse at a time

    Trending Tags

    • Motorsport
    • Cars
    • Travel
    • Food
    • Music
  • Reviews
    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Upstart Crow, Upstart No: Not a comedy but an outdated tragedy

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Philosophers’ Club: Irrational Man – Freedom in the Extreme

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Book Club: Woman at Point Zero

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Philosophers’ Club: The Revenant – Grisly but Unique

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Video Game Review: WWE 2K16

  • Films
    • Homelessness
    • Anonymous
    • Youth Leaders
    • Mental Health
    • One in a Million
  • Political Literacy
    • Offline Course
    • Online Course
    • Election Pack
  • Get Involved
    • Write for us
    • Opportunities
    • Brexit Youth Check
    • Events
No Result
View All Result
  • Politics
    • All
    • Brexit 2016
    • Elections
    • GE2017
    • Law
    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Electric cars not enough as UK struggles in the renewable energy race

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Three million drug addicts in the Philippines: The real Narcos Netflix didn’t cover

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Legal aid declines by 84% leaving the most vulnerable without justice

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Why the Commonwealth matters more than ever

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Democracy Dashboard: The missing piece British politics desperately needs

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Campaigning for equal rights in ALL Commonwealth countries

    Trending Tags

    • Young People
    • Wikileaks
    • Women
    • Welfare
    • Theresa May
  • World News
    • All
    • Africa
    • Asia
    • Australia
    • Europe
    • N. America
    • S. America
    • United Kingdom
    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Electric cars not enough as UK struggles in the renewable energy race

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Big Tech Has Driven Unprecedented Innovation – But Privacy Matters

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Maternity Leave: What really explains the gender pay gap

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Why Do Financially Savvy People Avoid Going It Alone?

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Three million drug addicts in the Philippines: The real Narcos Netflix didn’t cover

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Smart Ways To Grow Your Income Rapidly

    Trending Tags

    • West
    • USA
    • Syria
    • US presidential election
    • Terrorism
  • Money
    • All
    • Business
    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Maternity Leave: What really explains the gender pay gap

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Why Do Financially Savvy People Avoid Going It Alone?

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Smart Ways To Grow Your Income Rapidly

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Home Time: 4 Ways To Make Life Easier When You Get Home From Work

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Your Team Productivity Starts In The Workplace

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    The Formula For Business Success: Professionalism+Productivity=Profitability

    Trending Tags

    • Advice
    • University
    • Unemployment
    • Technology
  • Culture, Travel and Sport
    • All
    • Environment
    • Health
    • Media
    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Electric cars not enough as UK struggles in the renewable energy race

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    How Doing Yoga Every Day Can Help Ease Your Body Aches

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Making Time For Inner Quiet Is Important

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    We’re Ready For Summer! But Are Our Eyes Ready For The Sun?

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Comedians Roisin and Chiara on International Women’s Day

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    The Button Poets: Changing the world one verse at a time

    Trending Tags

    • Motorsport
    • Cars
    • Travel
    • Food
    • Music
  • Reviews
    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Upstart Crow, Upstart No: Not a comedy but an outdated tragedy

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Philosophers’ Club: Irrational Man – Freedom in the Extreme

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Book Club: Woman at Point Zero

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Philosophers’ Club: The Revenant – Grisly but Unique

    Parents' income shouldn't be a factor for a Student Maintenance Loan

    Video Game Review: WWE 2K16

  • Films
    • Homelessness
    • Anonymous
    • Youth Leaders
    • Mental Health
    • One in a Million
  • Political Literacy
    • Offline Course
    • Online Course
    • Election Pack
  • Get Involved
    • Write for us
    • Opportunities
    • Brexit Youth Check
    • Events
No Result
View All Result
Shout Out UK
No Result
View All Result
Home Education

Parents’ income shouldn’t be a factor for a Student Maintenance Loan

Melissa Brannan by Melissa Brannan
12/07/2017
0
Parents' income shouldn't be a factor for a Student Maintenance Loan
4
SHARES
Share on FacebookShare on Twitter

August 2016 brought the end to Maintenance Grants for students whose parents fell below a certain annual income bracket. The grants meant that some university students were entitled to up to £3,500 of taxpayer’s money, on top of their maximum Maintenance Loans, which they would never have to pay back. The absurd injustice of the grant is blatantly obvious to me but others were less enthused over the government’s decision to scrap it.

 

A little background: in order to facilitate living expenses while students are away at university, they are entitled to a Maintenance Loan, on top of the £9,000 per annum (on average) Tuition Fee Loan. The Maintenance Loan (outside of London) can range from approximately £3,550 to £8,200 per annum and the entitlement of each individual student is based on an assessment of their parents’ household income. After the student has graduated, their Maintenance Loan and Tuition Fee Loan will combine and the student will begin to gradually pay that back upon earning 21,000 per annum. On top of this, those students already receiving significantly larger loans, were given Maintenance Grants, meaning that the difference in the government funding between two students at the same university, doing the same course, could reach over £8,000, of which £3,500 would never have to be repaid.

In this day and age it is incongruous that parental income should factor into the support of their adult children. The way this system currently works makes it impossible for a large amount of students to afford rent and food without relying on their parents, regardless of whether they want to or not. Parents with multiple children at university are not taken into consideration and it is very common to find yourself only marginally above the highest income bracket, with often two or even three children to now fund almost entirely. Parents are not expected to pay their child’s student loans back if the child fails to and by that same logic their financial situation should remain a separate issue.

The loan only begins to be repaid upon reaching a salary of £21,000 and the repayments are not severe. Two students who have managed to graduate and obtain that benchmark salary are, thus, equally capable of repaying their loans. In fact it is entirely possible that someone who has received a Maintenance Grant at university goes on to become far more financially stable than someone who did not receive the maximum loan or grant and since no payment must be made until that financial marker of 21,000 is passed, it is outrageous to me that anything prior to that, including parental income, should be taken into account at all.

If students were all given the right to the maximum Maintenance Loan, without having to rely on parents, with whom one might have a turbulent relationship or upon whom one may not wish to place such a financial burden for personal gain, the system would work just as well and be far fairer. Naturally, many students would still seek parental help if it was available and may not choose to take the option of a maximum Maintenance Loan, but right now there simply is no choice.

Tags: studentsUniversity
Share4TweetShare
Previous Post

Why you should give netball a try

Next Post

Donald Trump, the ESTABLISHMENT has you!

Melissa Brannan

Melissa Brannan

University of Exeter Graduate, interested in international relations, politics and millennial lifestyle

Related Posts

Parents' income shouldn't be a factor for a Student Maintenance Loan
Environment

Electric cars not enough as UK struggles in the renewable energy race

26/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan
Technology

Big Tech Has Driven Unprecedented Innovation – But Privacy Matters

26/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan
Society

Maternity Leave: What really explains the gender pay gap

25/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan
Money

Why Do Financially Savvy People Avoid Going It Alone?

25/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan
Asia

Three million drug addicts in the Philippines: The real Narcos Netflix didn’t cover

24/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan
Money

Smart Ways To Grow Your Income Rapidly

24/04/2018
Next Post
Parents' income shouldn't be a factor for a Student Maintenance Loan

Parents' income shouldn't be a factor for a Student Maintenance Loan

Stay Connected

  • 13.7k Fans
  • 20.4k Followers
  • 105 Followers
  • 1.3k Subscribers
  • 3k Subscribers

Support Us

Support our work by becoming a Patron today!
Become a Patron!

Subscribe to our mailing list to receives daily updates direct to your inbox!

  • Trending
  • Comments
  • Latest
Parents' income shouldn't be a factor for a Student Maintenance Loan

This Country is my country: Why is rural working-class Britain overlooked in the entertainment industry?

27/03/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan

Votes for 16s could rescue the Conservative Party

28/03/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan

Electoral fraud punishable by little more than a parking fine?

03/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan

‘Missing The Mark’: The Slim Shady of Advertising

09/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan

In my borough council, women earn almost 25% less than men

1
Parents' income shouldn't be a factor for a Student Maintenance Loan

Cold War II: Will McCarthyism repeat itself or will we heed the past?

1
Parents' income shouldn't be a factor for a Student Maintenance Loan

Democracy Dashboard: The missing piece British politics desperately needs

1
Parents' income shouldn't be a factor for a Student Maintenance Loan

Votes for 16s could rescue the Conservative Party

1
Parents' income shouldn't be a factor for a Student Maintenance Loan

Electric cars not enough as UK struggles in the renewable energy race

26/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan

Big Tech Has Driven Unprecedented Innovation – But Privacy Matters

26/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan

Maternity Leave: What really explains the gender pay gap

25/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan

Why Do Financially Savvy People Avoid Going It Alone?

25/04/2018

Recent News

Parents' income shouldn't be a factor for a Student Maintenance Loan

Electric cars not enough as UK struggles in the renewable energy race

26/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan

Big Tech Has Driven Unprecedented Innovation – But Privacy Matters

26/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan

Maternity Leave: What really explains the gender pay gap

25/04/2018
Parents' income shouldn't be a factor for a Student Maintenance Loan

Why Do Financially Savvy People Avoid Going It Alone?

25/04/2018
Load More
Shout Out UK

We are a multi-award winning independent youth news platform that provides young people with the tools necessary to engage in politics and a platform to shout out and be heard.

  • Advertising on Shout Out UK
  • Political Literacy Course
  • Editorial Guide
  • Legal
  • Privacy Policy
  • Terms and Conditions

Subscribe to our mailing list to receives daily updates direct to your inbox!

  • About
  • Webmail
  • Our Team
  • Advertise
  • Legal
  • Contact Us

© 2018 ShoutOutUK LTD. or its affiliated companies. All rights reserved.

No Result
View All Result
  • Politics
    • Brexit 2016
    • Elections
    • GE2017
    • Law
  • World News
    • Africa
    • Asia
    • Australia
    • Europe
    • N. America
    • S. America
    • United Kingdom
  • Money
  • Culture, Travel and Sport
    • Environment
    • Health
    • Media
  • Reviews
  • Films
    • Homelessness
    • Anonymous
    • Youth Leaders
    • Mental Health
    • One in a Million
  • Political Literacy
    • Offline Course
    • Online Course
    • Election Pack
  • Get Involved
    • Write for us
    • Opportunities
    • Brexit Youth Check
    • Events

ShoutOutUK LTD. or its affiliated companies. All rights reserved.

Login to your account below

Forgotten Password?

Fill the forms bellow to register

All fields are required. Log In

Retrieve your password

Please enter your username or email address to reset your password.

Log In