Despite the fact that we live in uncertain times when it comes to the economy and modern-day society, the world keeps turning. Your life doesn’t stop moving forward every time the financial world takes a knock. Perhaps you’ve been putting off moving house for a long time, but you’ve decided that this year will be the year you finally commit to the idea. That being said, you can’t avoid the fact that the property market can be a little temperamental at the best of times. And your personal financial situation might not be perfect. Nonetheless, you can afford to move house if you put some time and thought into the preparation and planning of such a big process.

In this article, we’ll discuss the three big steps of moving house and the ways in which you can save money at every stage.


Step 1: Buying a new property

Buying a new house is the most exciting part of the moving process. Of course, you need to think about selling your existing home at the same time. Increasing your current property’s value to get better offers from buyers is a good way to make more money and cover the expenses of moving house. But you can save money on the purchase of your new home too. You just need to keep a level head and remember to negotiate with the estate agent. Often, sellers are willing to accept lower offers than the asking price.

Still, you need to think about more than just the initial cost of buying a house. The property market is changing all the time, thanks to our unstable economy. If you’re wondering ‘how will Brexit affect mortgages?’ then you should do some research. Obviously, it’s hard to tell at such an early stage, but the point is that you need to consider all costs when buying a new property in this economic climate. Fixed-rate mortgages are definitely safer, though. Luckily, most modern mortgages fall into this category.

Picking from a list of the best online estate agents can save you a fortune when you’re looking to move house. Some even offer a no-sale, no-fee package, so you can easily change estate agents if they’re not what you expected. An online estate agent is the remote version of a traditional estate agent. They will advertise your house online, organise viewings, and help you secure your final offers. All for a vastly reduced price when compared to traditional estate agents.

Step 2: Arranging the moving process

It’s also worth thinking about ways in which you can save money when it comes to the actual moving process. You might have friends or family who can help you out, but most people will have to hire a moving company to help them transport all their belongings to their new home. The best way to save money is to declutter. The fewer possessions you have to transport, the cheaper your quote will be. It’s a smart way to save money, and it’s an excuse to give yourself a fresh start.

Step 3: Furnishing and renovating your new home

Even if you save money throughout the moving process, you have to remember the big costs come with setting up a brand new house. Furnishing and decorating a new property costs time and money — you want the place to be just right for your family. It might have looked aesthetically pleasing when you were shown around it, but nobody wants to live in a show home. You’ll want to fill it with possessions, designs, and sentimental pieces that turn it into your home.

You need to account for the ‘furnishing’ process in your moving budget. Make a plan as soon as you decide on your new home. Think about the way in which you’re going to design (or redesign) this brand new property. Obviously, you’ll make changes over time, but we’re talking about the initial design process. If you’re still not sure how to cover the costs of a full-scale renovation even when you’ve prepared a thorough budget, then you could talk to friends and family members. If people have furnishings, paintings, or other household possessions that they no longer want, then this could significantly reduce the cost of the renovation process.